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About Prêt sur demande - Personal short-term loan brokerage services

You want to receive more information about our micro-loans before making your loan application? Contact us! We will be happy to provide you with more information. No credit checks, sending a loan with us is done simply, easily and without worries!

Our company

Prêt sur demande offers personal loan brokerage services. We’ll find a personal loan for you

Our team of customer service professionals is available to offer support throughout the loan application process.

What’s more, we’re constantly innovating in the field of short term loans to give you an unequaled experience in the market. We’ve secured personal information and worked efficiently at transferring funds quickly and discretely throughout our existence. Thank you for your interest in our company.

Please, don’t hesitate in contacting us.

Contact us

By phone : 1-888-994-2235

By fax : 1-855-370-0074

By Email : info@pretsurdemande.com

Additional information
Collection department you can count on

Our collection department uses work methods you can rely on. What’s more, if you miss a payment, our collection officers will reach out to you to advise you of missed payments and, if necessary, make additional payment arrangements at their sole discretion. When you miss a payment, interest on the capital borrowed continues to accumulate. The costs encountered in collecting past due amounts will be assumed by you.

The total amount owing shall be collected to the fullest extent of the law.

Policy concerning responsible loaning

Applications go through an approval process to ensure the applicant has the means to fully reimburse their loan. This process may include, among others, verifying that your salary will cover loan expenses, that you haven’t missed too many payments in the past, and that you don’t have a large amount of short term loans already under way. Because of this obligation, we reserve the right to refuse applicants.

Used responsibly, short term loans may be the right solution for you.

However, short term loans have higher rates of interest and fees than loans obtained through a local chartered financial institution. This type of service should be used as infrequently as possible or in the case where no other alternative solution, at lower rates of interest, are available to you.

Taking out several loans of this nature will burden you with debt and lead to serious financial trouble. Borrow responsibly!

Eligibility

You are 18 years of age.
You are a Quebec resident.
You have held a steady job for at least one month.
You receive your pay by direct deposit to your bank account.

An annual interest rate (APR)

28% to 32%

Repayment term

Repayment delay of our loans is from is between 12 weeks up to 18 weeks.

Repayment example

Your loan : $500 reimbursment every week with 6 installment, each payments will be $127.67 by payment for a total amount of $760.00.

This information is given as an example only and considers the brokerage fees to be added to the borrowed capital.