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Rapid Loan Request

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Personal information


Information regarding the loan


Information regarding your employment


Information regarding your references


2 Friends or close family members we can contact if it’s become impossible to reach you.

Except: Your spouse, people living with you, or your grand-parents. These will be rejected.
*Monday to Thursday. Before 10h30 a.m. on Fridays. The cutoff time for same day deposits is 10h30 a.m. every day for accounts held at the National and Laurentian Banks.

Eligibility

You are 18 years of age.
You are a Quebec resident.
You have held a steady job for at least one month.
You receive your pay by direct deposit to your bank account.

An annual interest rate (APR)

28% to 32%

Repayment term

Repayment delay of our loans is from is between 12 weeks up to 18 weeks.

Repayment example

Your loan : $500 reimbursment every week with 6 installment, each payments will be $127.67 by payment for a total amount of $760.00.

This information is given as an example only and considers the brokerage fees to be added to the borrowed capital.

Confirm your application

You need money urgently?

Even if you have bad credit, Loan on Demand can get you money quickly and easily. Whether to pay debts or because you do not qualify for a credit card, we have the solution for you. Make a loan application by completing this form. You will have your money now and with no credit check. Complete and submit this form, we will contact you to begin the process for your loan within 4 hours of your request.

Working days:

Monday through Friday: 8h am to 4h pm

Important Information

Policy concerning responsible loaning
Applications go through an approval process to ensure the applicant has the means to fully reimburse their loan. This process may include, among others, verifying that your salary will cover loan expenses, that you haven’t missed too many payments in the past, and that you don’t have a large amount of short term loans already under way. Because of this obligation, we reserve the right to refuse applicants.

Missed payments
If any payments are refused from your banking institution, for insufficient funds or any other reason, You will be charged a NSF fee of 45$

Credit scores
This situation will not affect your credit score with any credit agencies.

Responsible collection
Our collection department uses work methods you can rely on. If you miss a payment, our collection officers will reach out to you to advise you of missed payments and, if necessary, make additional payment arrangements at their sole discretion. When you miss a payment, interest on the capital borrowed continues to accumulate.

APR
Lending companies partnering with us offer an approximate annual interest rate of 28% to 32%. If unpaid, the applicable interest rate is 2,66% per month (32% per year).

Amounts
Our minimum loan amount is 500$ up to 1000$ maximum.

Renewal
NO loan is automaticly renewed, the customer need to ask for a new loan.

Repayment term
Repayment delay of our loans is from is between 12 weeks up to 18 weeks

Repayment example
Your loan : $500 reimbursment every week with 6 installment, each payments will be $127.67 by payment for a total amount of $760.00.
This information is given as an example only and considers the brokerage fees to be added to the borrowed capital.

Be responsible !
Used responsibly, short term loans may be the right solution for you.
However, short term loans have higher rates of interest and fees than loans obtained through a local chartered financial institution. This type of service should be used as infrequently as possible or in the case where no other alternative solution, at lower rates of interest, are available to you.Taking out several loans of this nature will burden you with debt and lead to serious financial trouble.